Savings Accounts

Umbrella with Tucson Federal Credit Union logo

Savings For Everyone

Open an account for only $5.00 and become a member-owner! For a limited time, when you open an account using the promo code FreshStart, we'll deposit $50.00 into your account after it's been open and active for 90 days!*


Regular Savings

This is our basic dividend earning savings account with only a $5.00 minimum balance.


Jump Start Savers Account

No matter how young, it’s great to teach your kids about the value of a dollar. Start building smart saving habits with TFCU’s Jump Start Savers Account.

Become a member now!

Club Accounts

Save for the holidays or your next adventure. Our Club accounts are a great way to set your goals and excellent for automatic transfers or payroll deductions.

  • Minimum balance required $0.01
  • Earn dividends

Money Markets

Earn higher dividends than regular savings.

  • A Minimum balance of $1,000.01 is required to open this account and earn dividends.
  • Unlimited in-branch transactions.

IRAs

We offer two types of Individual Retirement Accounts (IRA’s) so you can choose the plan that’s right for you.

Traditional or Regular IRAs

  • Contributions may be deducted from your federal income taxes
  • Your balance and earnings are taxed when you withdraw your funds**

Roth IRAs

  • Contributions may be deducted from your federal income taxes
  • Allows you a tax-free withdrawal under certain circumstances***

Certificates

Open a share certificate or IRA Certificate for higher annual dividends rates compared to a Savings Account.

  • Flexible terms ranging from 180 days to five (5) years
  • Low minimum opening deposit
  • Longer terms earn higher dividends
  • Monthly dividends can be compounded or transferred to another account

*Offer valid for New Members only. New membership must include savings & regular checking accounts, debit card, online banking registration and eStatements. Youth Accounts do not qualify for this promotion. Valid on accounts opened between July 1, 2024 – December 31, 2024 using the FreshStart promotional code online or mentioning the promo code to a Member Advocate in person. Members will receive the $50.00 deposit by the end of the month following the month in which the account has been opened for 90 days. This Credit Union is federally insured by NCUA.

**See your tax advisor for details. Free access to all Online and Mobile Banking services including apps